Our Cases Become Our Causes Start Your Free Consultation

Business Interruption Attorney

Has Your Business Been Interrupted by the Coronavirus?

The COVID-19 pandemic has had far-reaching implications across the globe and has impacted nearly every business here in the United States. If your business has suffered losses because you were forced to close your doors and your business insurance carrier is denying your rightful claim for reimbursement, read on to find out what recourse you have.

What is Business Interruption Insurance?

If you’re a business owner, you have insurance to protect various aspects of your business. For example, if your workplace suffers a fire or a governmental order requires your business to cease operations, you have insurance to cover your resulting losses, including coverage for lost business income when a business cannot operate.

This insurance is there to help cover your losses in the case of a negative event outside of your control—as our country is experiencing right now with the deadly coronavirus epidemic. Government shut-down orders have caused billions of dollars of economic damage and have caused thousands of businesses to shut down, or to lose revenue by having only partial operations.

Businesses being impacted include, but are not limited to:

  • Restaurants and bars
  • Retail stores
  • Salons and spas
  • Child and pet daycare centers
  • Gyms, pools and health clubs
  • Golf and social clubs
  • Amusement parks
  • Entertainment companies
  • Construction companies
  • Contractors, including photographers, videographers, and marketing and consulting firms
  • Non-life-sustaining healthcare providers (i.e. Non-Emergency Medical Providers, Dentists, Periodontists, Physical Therapy)

What are your options?

The United States Government has made strides to help keep businesses afloat in tandem with social distancing mandates to halt the coronavirus spread and flatten the curve. The Payroll Protection Program is one such program, which grants loans to qualifying businesses to help keep employees on payroll during this difficult time. Even with these efforts, many businesses are severely struggling because they aren’t getting the insurance payouts they rightfully should.

If your business cannot operate, you have paid premiums so insurance coverage will reimburse your losses. Sadly, despite the payment of these premiums, insurance companies are denying these claims. If your business has suffered economic damages due to the coronavirus pandemic, contact us today. We may be able to help.